Worry-Free

Banking and Credit for Freelancers

Empowering a new economy, a new era. Awarded Best Digital Bank in the US.

Providing today’s hustlers access to free banking and fair credit

Frictionless credit

Freelancers didn’t have an easy time getting credit until now.

Simple monthly membership

Pay only when you use your line of credit.

Get funds immediately

Oxygen deposits funds instantly into your Oxygen bank account.

Insights built for freelancers

Oxygen presents your financial picture and projections so you can plan accordingly.

In addition to all of that, you get access to the best digital bank, for free. An FDIC insured account, Visa debit card, large check deposits and more.

Step 1

Sign up in minutes

Instantly, we verify your identity, open you a federally insured bank account, and send you your Visa© debit card.

Step 2

Connect Your Old Bank

Instead of relying only on your credit score and report, we look at your financial history and make it work.

Step 3

Get Funds immediately

Afternoon, night, or weekend? Doesn’t matter, you can draw funds instantly to your Oxygen debit card.

What users say about Oxygen

I was fed up of paying $36 with every overdraft.

Mark J.Rideshare Driver

Peace of mind with a cash reserve. Love Oxygen!

Lisa S.Freelance Designer

Well deserved title, Best Digital Bank! It just works!

Rob K.Consultant

No paperwork, documents, or delays. Also UX is amazing.

Jessica M.Copywriter

Get started now

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© Copyright 2019 ReliefClub, Inc. DBA Oxygen. All rights reserved.

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Banking Services provided by Evolve Bank and Trust, Member FDIC. The Oxygen Visa® Debit Card is issued by Evolve Bank and Trust pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Oxygen and Evolve Bank and Trust, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website (“Products and Services”) and disclaim any liability for any failure of the Products and Services.